Whether you are saving for something special, planning for a college education, reaching for your retirement goals, or want to further your financial success Southern Lakes Credit Union has the savings account to meet your needs. Regardless of how many ripples life sends your way let a Southern Lakes savings account help calm the waters along the way to achieving your financial goals.

Membership Share Account

Opening a Membership Share savings account makes you both a member/owner of Southern Lakes while starting you on the road to a bright savings future. Being a member means you will benefit from a variety of member focused services. Account features include:

  • A low $5.00 minimum balance
  • Dividends paid quarterly on balances of $100 and greater in the account
  • Unlimited deposits and in person withdrawals

Holiday Club Account

The holiday season should be a time to celebrate. A Holiday Club Account is the right option to get ready for the holiday spending season. Save ahead of time by depositing all year long with direct deposit, payroll deductions, and regular deposits. On November 1st your saved funds will automatically transfer into the account of your choosing just in time for the holidays. Account features include:

  • No minimum balance
  • Dividends paid annually on balances of $50.00 and greater in the account
  • Unlimited deposits

Summer Savings Account

If you are looking for a way to save for summer fun a Summer Savings Account is the best way to put some money away. Lock up your cash deposited from September to May so that you can enjoy your summer in the sun. Account features include:

  • No minimum balance
  • Dividends paid quarterly on balances of $100.00 and greater in the account
  • Unlimited deposits

Youth Account (for ages birth to 12)

Saving money takes time and like all things that require time starting early is essential. Southern Lakes is dedicated to helping parents teach their children the importance of money management. We deposit the first $5.00 into the account to help get your child get started. Account features include:

  • Low $5.00 minimum balance
  • Earns dividends on balances of $5.00 and greater in the account
  • Birthday cards sent annually

Money Market Savings

If you are looking to get serious about savings while still having access to your money then a Money Market Savings with Southern Lakes is the right choice for you. Get more from your money by earning higher dividends with a higher account balances. Account features include:

  • Tiered Dividend rates to earn you more when you carry higher balances
  • Dividends paid monthly
  • Unlimited deposits

Health Savings Account (HSA)

A Southern Lakes Health Savings Account allows individuals that qualify to pay for qualified out-of-pocket medical expenses using tax benefited dollars. Do not let healthcare costs sneak up on you and enroll in an HSA account today. Click on this link for more information www.slcuhsa.com

Individual Retirement Account (IRA)

As the saying goes “Life is better at the lake” and so should your retirement be with a Southern Lakes IRA account. Whether you are looking for a Traditional or Roth IRA Southern Lakes has the account to meet your retirement needs. Account features include:

  • Tax benefited savings
  • Dividends paid quarterly on balances of $500.00 and greater in the account
  • Encourages saving early for a good retirement

Term Share Certificates

A Term Share Certificate is the perfect choice if you are looking for a savings account that will produce higher dividends. Your funds are held in the account over the duration of the term while earning higher dividends then regular savings accounts. Account features include:

  • Low $500.00 minimum deposit to open
  • Funds are held over the duration of the term to encourage savings
  • A variety of term lengths to meet your savings goals

Rates

To find out more about the rates we pay on savings check out our rates page by clicking the button below.