Loans

At Southern Lakes we make the loan process simple. Our member-oriented lenders are ready to find the right loan to help you reach your financial goals. Whether you are in need of help to purchase a vehicle, home, college, and other unexpected expenses. We will be that guiding financial light supporting you along the way.

Vehicle Loans

Vehicle Purchases

The hardest part of getting the best vehicle that fits your lifestyle is — choosing.  Once you have found that vehicle let Southern Lakes make your financing smooth sailing!  Our Member-service oriented lenders provide a comfortable financing experience.

Vehicle Refinances

When it comes to saving money choose an auto refinance with Southern Lakes.  Our member-oriented lenders will help you navigate and discover opportunities to save you time and money. Contact us today and let us work with you to get member first financing.

Lifestyle Signature Loans

Every member has a unique lifestyle and you deserves a loan that is just as unique.  At Southern Lakes we understand life happens and you may need money for unique and unexpected events.  Our Lifestyle loan can save you money through consolidating existing debt to make payments manageable and convenient!  A Southern Lakes a Lifestyle loan is a personal loan for just about anything that enhances YOUR lifestyle.

Kwik Cash Line of Credit

Life can be unpredictable sometimes, especially when it comes to surprise expenses.  With a Southern Lakes Kwik Cash line of credit those unexpected expenses are covered!  A Kwik Cash allows you convenient and timely access to your funds. This will prepare you for those unpredictable situations. With 24/7 access and overdraft protections when linked to your checking account.

Share Secured Loans

A Shared Secured Loan with Southern Lakes allows you to maintain your savings while providing funds that can be used to cover your expenses.  With your savings as collateral a Shared Secured Loan allows you to borrow at lower rates while protecting your hard earned savings.

Recreational Loans

Whether you are traveling on the open road or enjoying a sunny day on the lake we’ve got you covered!  A Southern Lakes Recreational Loan can help you find the money you need for that fun toy purchase. We offer loans on Motorcycles, RV’s, ATV’s, Water sports, boats and more. Contact us today and let us work with you to ensure you are ready to meet your recreational desires.

Home Equity Line of Credit (HELOC)

Southern Lakes Fixed-Rate HELOC can help you use the equity in your home for expenses such as home repairs, debt consolidation, or other large purchases. With a fixed rate, fixed payments, and fixed term you get the most from the equity in your home with the least amount of hassle.  Contact one of our member-oriented lenders today for to get started with you plans.