It’s a BIG decision.
Dealer financing can cost you more than the car itself.
Pre-approve with your credit union, save thousands in interest.*
Get Pre-Approved
Most car buyers overpay—and don’t even know it.
At the dealership, financing is often designed for convenience, not savings.
Rates can be marked up.
Add-ons get rolled into the loan.
And the focus shifts to “What monthly payment can you afford?” instead of “How much will this really cost you?”
That difference can add up to thousands of dollars over the life of your loan.
A small rate difference makes a BIG impact.
Even a 1–2% lower interest rate can mean real money back in your pocket.
Example:
$30,000 auto loan
60–72 month term
2% lower APR = $1,500–$3,000 saved
That’s money you could keep instead of paying unnecessary interest.
Why starting with your credit union matters.
When you get pre-approved with us, you’re getting leverage.
We’re not trying to sell you a car.
We’re here to help you make a decision you’ll still feel good about years from now.
Steps to saving more.
- Get pre-approved with your credit union
- Shop knowing your rate and budget
It’s a BIG decision.
Don’t let the dealership make it for you.
*Members must be pre-approved for an auto loan with Southern Lakes Credit Union and successfully close the loan. Pre-approval alone does not guarantee receipt of the incentive. Minimum loan amount of $10,000 required. Additional terms and conditions may apply. Membership eligibility required.
