A Fixed Rate HELOC That Works as Hard as You Do
Borrow confidently with a steady rate & flexible access to your home’s equity.
Southern Lakes Fixed-Rate HELOC can help you use the equity in your home for expenses such as home repairs, debt consolidation, or other large purchases. With a fixed rate, fixed payments, and fixed term you get the most from the equity in your home with the least amount of hassle. Contact one of our member-oriented lenders today for to get started with you plans.
At Southern Lakes Credit Union, we believe your home should help you build the life you want. Whether you’re planning home improvements, tackling tuition, or consolidating debt, our Fixed Rate Home Equity Line of Credit (HELOC) offers a smart, stable way to fund what matters most.
What You’ll Love About It:
How It Works:
Enjoy 5 years of flexibility to borrow as needed—perfect for projects that take time. During the draw period, you’ll make monthly payments of only 1.5% of your outstanding balance. When the draw period ends, your balance becomes a fixed monthly payment, making budgeting simple for the next 10 years.
Let’s Make Your Equity Work for You
Please download the application below and stop by your local branch to complete the process —we’re here to help you every step of the way.
Disclosure: All loans subject to credit approval. APR = Annual Percentage Rate. Monthly payments are calculated at 1.5% of the outstanding balance. At the end of the draw period, payments become fixed for the 10-year repayment period. Closing costs may apply.
Need more help? Talk to our Mortgage Lenders.
60th Street Branch
5001 60th Street,
Kenosha, WI 53144
Phone: (262) 694-1600
NMLS# 671592
Elkhorn
17 North Washington Street
Elkhorn, Wisconsin 53121
Office: 262-723-4888 x810
Cell: 262-496-2254
Fax: 262-723-4988
80th Street Branch
3000 80TH Street
Kenosha, Wisconsin 53142
Phone: (262) 694-1600
Fax: (262) 694-5546
